Best West Virginia Mortgage Lenders May 2023
Do you want West Virginia to be your home? Do you want to know the best West Virginia mortgage lenders. As stated the U.S. Census Bureau Survey, West Virginia has less than 1 million house units and a 73% homeownership rate. The median housing price in West Virginia is $121,300 and the national median housing price is $229,700. House costs vary depending on the region.
As a borrower, there are things to consider before selecting a lender;
- Check your finances
- Determine your budget
- Know your mortgage options
- Compare rates and terms from many lenders
- Have an approval for mortgage
- Read the print well
Below are the best West Virginia mortgage lenders;
Best West Virginia Mortgage Lenders May 2023
1.Homefinity;- Homefinity has a minimum down payment of 3% and a minimum credit score which is not disclosed to the public.
2.Caliber Home Loans;- Caliber home loans have a minimum down payment of 3% and minimum credit score of 620.
3.Carrington Mortgage;- Carrington Mortgage has a minimum down payment of 3% and minimum credit score of 620.
4.PenFed Credit Union;- PenFed Credit Union has a minimum down payment of 0% for VA loan and minimum credit score of 620.
5.Truist Bank;- Truist Bank has a minimum down payment of 3% and a minimum credit score which is not disclosed to the public.
6.Chase;- Chase has a minimum down payment of 3% and a minimum credit score which is not disclosed to the public.
7.Lower.com ;- Lower.com has a minimum down payment of 3% and a minimum credit score of 620.
8.AmeriSave;- AmeriSave has a minimum down payment of 3% and a minimum credit score of 620.
9.Veterans United Home Loan;- Veterans United Home Loan has a minimum down payment of 3% and minimum credit score of 620.
10.PNC;- PNC has a minimum down payment of 3% and a minimum credit score of 620.
Review of the best West Virginia mortgage lenders May 2023
1.Homefinity – Best for online application and Approval
2.Caliber Home Loans – Best for online service
3.Carrington Mortgage – Best for borrowers with bad credit
4.PenFe d Credit Union – Best for lender credit and no lender fee
5.Truist Bank – Best for client relations
6.Chase – Best for low costs
7.Lower.com – Best for borrowers who prefer digital home lending
8.AmeriSave – Best for mortgage variety
9.Veterans United Home Loan – Best for Veterans Affairs loans
10.PNC – Best for low down-payment
- For a 30-year fixed-rate the average interest rate for a mortgage in West Virginia is 2.96% and the Home interest rates range from 2.5% to 4% in West Virginia.
Other mortgage Lenders in West Virginia May 2023
- PrimeLending – best for digital customer care
- Real Genius – best for online application
- New American Funding – best for low APR
- Guild Mortgage – best for product selection
- Sofi – best for online service
- CMG Financial – best for first-time borrowers who want to crowd-fund their down payment.
- Freedom Mortgage – best for product availability
- LoanDepot – best for a digital-first mortgage
- Alliant Credit Union – best for no down payment
- Rocket Mortgage – best for customer service
You Can Also Read;https://dailypressnow.com/best-washington-mortgage-lenders/
You Can Also Read;https://dailypressnow.com/best-utah-mortgage-lenders/